Commercial Insurance Built on Trusted Relationships.

Supporting Australian businesses through specialist insurance advice and long-term referral partnerships.

Insurance Expertise. Strong Partnerships.

Surety Risk Solutions partners with professional advisers to deliver expert commercial insurance advice and tailored solutions for their clients. Our referral model enables advisers to broaden their service offering while maintaining trusted client relationships—without the need for in-house insurance expertise.

Helping Professional Advisers Deliver More Value.

Your clients trust you with the decisions that matter. When one of those decisions involves commercial insurance, we work behind you. We provide the specialist advice and arrange cover that fits the business, while you stay at the centre of the relationship.

1

You introduce your client TO Surety Risk Solutions

A short call or email is all it takes. There's no paperwork at your end, and no need for any insurance expertise on your part.

2

We provide Them wITH specialist advice

Our commercial specialists assess the risks and build cover that fits how the business actually operates. You're kept informed without having to manage any of it.

3

Your client is covered, your relationship is stronger

Your client gets insurance that genuinely protects them, and you're the adviser who made it happen.

Our Ecosystem

Surety Risk Solutions is one of four specialist businesses that work closely together. Each operates independently, with its own expertise and its own client relationships, and each can draw on the others when a client's needs reach beyond a single discipline. The result is advice that connects, rather than four separate conversations.

Surety Risk Solutions

Commercial Insurance

Specialist insurance advice for Australian businesses, from liability and professional indemnity through to fleet, plant and corporate travel.

Surety Life

Life Insurance

Life, income protection and business succession cover for individuals and for the companies they run.

Surety Advisers

Financial Advice & Licensing

Financial advice for clients, and licensing support for the advisers who need a licensee behind them.

Pure Advice

Financial Planning

Long term financial planning, and a strategic equity and referral partner across the wider network.

Let's Start the Conversation.

Whether you're a business looking for commercial insurance or an adviser looking to broaden what you offer, the first step is the same. Tell us a little about the situation and we'll put you with the right specialist.

Your Questions, Answered

Understanding your insurance options can feel complex. Explore answers to some frequently asked questions about cover, costs and what to expect when arranging insurance with Surety Risk Solutions.

What happens when I refer a client to Surety Risk Solutions?

We make the process simple. Once you introduce a client to us, we will contact them, take the time to understand their business and insurance needs, and guide them through the process. We will keep you informed where appropriate, while managing the insurance advice and placement directly with your client.

Who can become a referral partner?

We work with professionals and businesses that want to provide their clients with access to trusted general insurance advice. This may include financial advisers, accountants, finance brokers, business consultants and other professional service providers who regularly work with business owners.

What types of insurance can I refer clients for?

Surety Risk Solutions focuses on commercial insurance. This includes business insurance, public and products liability, professional indemnity, management liability, cyber insurance, commercial motor, fleet, plant and equipment, corporate travel and personal accident and illness insurance.

Do I need to understand general insurance before referring a client?

No. We don't expect our referral partners to be insurance experts. Your role is simply to identify that your client may need assistance and introduce them to us. Our role is to ask the right questions, understand the risk and provide the appropriate general insurance advice.

Will Surety Risk Solutions protect my relationship with my client?

Absolutely. We understand the trust involved when you introduce a client to another professional. We treat that relationship with respect and see ourselves as an extension of the service you already provide. Our focus is on helping with the client's general insurance needs, not replacing the relationship they have with you.

Will I know what is happening with my referral?

We believe communication is important. Where appropriate and with regard to the client's privacy and consent, we will keep you informed about the progress of your referral. We don't want you wondering whether your client has been contacted or whether their insurance has been looked after.

Can I refer a client who already has business insurance?

Yes. In fact, many referrals start with a review of an existing insurance program. We can look at the client's current arrangements, learn more about their business and identify areas that may warrant further consideration.

A review doesn't necessarily mean changing insurers. Sometimes the right outcome is confirming that the existing arrangements remain suitable.

What happens if my referred client has a claim?

We remain involved when our clients need to make a claim. We can assist them with the claims process, help them understand what information is required and communicate with the insurer as the claim progresses. For us, arranging the insurance is only one part of the relationship.

How does Surety Risk Solutions work with accountants, financial advisers and other professional partners?

We work collaboratively. You understand your client's broader financial or business position, while we bring general insurance expertise to the relationship. Keeping those roles clear allows each professional to focus on their area of expertise while giving the client access to a broader range of professional support.

Can I refer a client who just wants some insurance advice?

Of course. A referral doesn't need to start with a quote. Sometimes a business owner simply wants to understand whether their current insurance is appropriate, what risks they should be thinking about or what insurance may be available. We are happy to start with a conversation.

How do I refer a client to Surety Risk Solutions?

It's simple. You can make an introduction through our referral process or contact us directly. From there, we will take responsibility for contacting the client and guiding them through the next steps.

How do I become a Surety Risk Solutions referral partner?

Start with a conversation with us. We will learn about your business, the clients you work with and how you would like the referral relationship to operate. We can then establish a referral arrangement that provides a clear and straightforward way for your clients to access general insurance advice.

Still have questions?

Every situation is different, and you may need guidance specific to your circumstances. Speak with Surety Risk Solutions for clear, practical answers and help exploring suitable insurance options.

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