Corporate Travel Insurance
Business travel doesn't always go to plan. Corporate travel insurance can help protect your people and your business when unexpected events disrupt domestic or international travel.
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1200+
Businesses covered
250+
Referral partners
98%
Retention rate
What is Corporate Travel Insurance?
Corporate travel insurance provides protection for directors, employees and other insured people travelling on behalf of a business, whether that travel is within Australia or overseas.
Business travellers can face unexpected medical emergencies, cancelled or disrupted trips, lost luggage and other events that can create significant costs for both the traveller and the business.
Surety Risk Solutions takes the time to understand who travels, where they go, how often they travel and the nature of their business activities before helping you arrange corporate travel cover suited to your organisation.
Protection When Business Takes You Away From Home
Corporate travel insurance can bring a range of travel-related risks together under one policy, helping protect your people and your business when plans change unexpectedly.
Overseas Medical Expenses
Cover can provide protection for certain medical and emergency expenses if an insured traveller becomes ill or is injured while travelling overseas.
Cancellation & Disruption
Protection for certain costs arising when business travel is cancelled, delayed or disrupted by an insured event.
Luggage & Personal Effects
Cover may be available for certain loss, theft or damage to luggage, personal belongings and business equipment while travelling.
Personal Accident
Corporate travel policies can provide certain benefits following accidental injury, disablement or death during insured travel, subject to the policy terms.
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Cover for Businesses With People on the Move
Corporate travel insurance can be relevant whether your people travel every week or only occasionally. The potential consequences of an unexpected event can be significant even when business travel is infrequent.
Directors & Executives
For directors and senior employees travelling domestically or internationally for meetings, conferences and other business activities.
Professional Services
For advisers, consultants and other professionals travelling to meet clients, attend projects or conduct business away from their usual workplace.
Sales & Business Development Teams
For employees travelling to visit customers, attend events, develop new business or represent the organisation in other locations.
Businesses With Occasional Travel
For businesses whose employees may only travel a few times each year but still require protection when travelling on behalf of the organisation.
Let's Start the Conversation.
Whether you're a business looking for commercial insurance or an adviser looking to broaden what you offer, the first step is the same. Tell us a little about the situation and we'll put you with the right specialist.
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A Straightforward Approach to Corporate Travel Insurance
Corporate travel arrangements differ between businesses. We look at where your people travel, why they travel and the risks they may face before considering the available insurance options.
01. Understand Your Travel
We start by understanding who travels, the frequency and duration of trips, destinations and the purpose of the travel.
02. Consider the Risks
We consider factors such as overseas medical exposure, travel disruption, activities undertaken while travelling and any personal travel that may accompany a business trip.
03. Approach the Insurance Market
Surety Risk Solutions approaches suitable insurers and underwriting agencies and considers available benefits, limits, conditions and exclusions.
04. Explain Your Options
We explain the available cover and important policy features so you understand how the insurance may respond when your people travel for business.
Why Surety Risk Solutions?
Corporate travel insurance isn't simply about covering a cancelled flight. We consider the broader risks your people and business may face when work takes them away from home.
We Understand Your Travel Profile
Where your people travel, how often they travel and what they do while away can affect the insurance required. We make sure these details are understood before approaching the market.
We Look Beyond the Destination
Medical expenses, cancellation, luggage, personal accident and travel disruption can all form part of the risk. We help you consider the cover that matters to your organisation.
Advice in Plain English
Travel insurance can contain important limits, conditions and exclusions. We explain the available options so you can better understand the protection being offered.
Support When Plans Go Wrong
When an insured traveller experiences an emergency or disruption, knowing what to do next matters. We can assist with the claims process and work with you as the matter progresses.
Your Questions, Answered
Understanding your insurance options can feel complex. Explore answers to some frequently asked questions about cover, costs and what to expect when arranging insurance with Surety Risk Solutions.
What is corporate travel insurance?
Corporate travel insurance provides protection for directors, employees and other insured people travelling on behalf of a business. It can cover a range of risks associated with domestic and international business travel.
What does corporate travel insurance cover?
Depending on the policy, corporate travel insurance can include overseas medical expenses, trip cancellation, lost luggage, travel disruption, personal accident and other travel-related risks.
Who can be covered under a corporate travel insurance policy?
Policies can cover directors and employees and, depending on the policy, may extend to accompanying spouses or family members and other authorised travellers.
Does corporate travel insurance cover domestic and international business travel?
Many corporate travel policies can cover both domestic and international business travel. The geographical scope and conditions should be checked against where your people actually travel.
Can directors and employees be covered for personal travel?
Some corporate travel policies provide an element of incidental or associated private travel cover. The extent of this benefit varies, so it should be checked before relying on the policy for personal trips.
Does corporate travel insurance cover medical expenses overseas?
Overseas medical expenses are commonly an important part of corporate travel insurance. Limits, exclusions and conditions vary depending on the insurer and destination.
Can corporate travel insurance cover cancelled or disrupted trips?
Many policies provide cover for certain cancellation, delay and disruption costs arising from insured circumstances. The reason for the disruption will determine whether the policy responds.
Does my business need corporate travel insurance if employees travel infrequently?
It may still be worth considering. Even one overseas medical emergency or significant travel disruption can be expensive. The decision should be based on the nature and potential consequences of the travel rather than simply how frequently employees travel.
Still have questions?
Every situation is different, and you may need guidance specific to your circumstances. Speak with Surety Risk Solutions for clear, practical answers and help exploring suitable insurance options.
Let's Start the Conversation.
Whether you're a business looking for commercial insurance or an adviser looking to broaden what you offer, the first step is the same. Tell us a little about the situation and we'll put you with the right specialist.